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Getting Out Of Debt Homepage
Reliable How To Get Out Of Debt Information
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Can debt consolidation/bankruptcy help with delinquinces on your credit report?
I am 10000 dollars in debt I make 13000 a year can I file bankrupt?
chapter7 ??
If almost every country was in debt, then where did all the money go?
I mean, it has to go somewhere, right?
Can the department of work and pensions send a bill for a debt I last contested in 2004?
I have just received a letter from DWP stating I have until 23 09 2010 to pay a debt dating from 1998. I contested this at the time and contested it again when they next contacted me in 2004, however they are now stating that the debt must be paid by the above date. Is this legal? I wasn't told in '98 or '04 if my appeal contesting of said debt was successful and have heard nothing from DWP until today. Any advice would be greatly appreciated.M
I'm 18 can can I get a debt\credit card and is it safe to shop online with one?
I know because I have no credit history I would probably not get approved for a regular credit card. I'm thinking of getting a debt credit. Someone said if you debit credit card gets stolen because its a debit card they can wipe your bank account clean and there is nothing you can do about it. mainly if you shop online Is this true? If that is true I really would rather not be robbed blind and would it be safer for me to get a prepaid credit card where I only put so much money on it
When will the U.S.national debt reach $13,500,000,000,000?
Should I pay off my credit card debts or ignore them? I work 10-15 hrs/week at min wage?
I owe approx. $5,000 to various creditors. I inherited $7,000. Should I pay off my creditors or should I ignore them? I work 10 20 hrs wk for min wage. Family members have been paying my $800 month rent for 6 months. Friends tell me to ignore the debts as for these companies the amounts are small and it won't help my credit report anyway. Help
Please help me. The hospital put me thousands in debt over an ER visit?
I honestly feel like crying right now. And for a grown man, that's saying alot. Here's the story...On august 1st just a month ago i had the worst stomach pains i've ever had in my life. I was hyperventilating, sweating, and just all around freaking out. I've had really bad pains in my stomach before, but i didn't go to the hospital because i don't have insurance. So i held out and dealt with the pain. but on this day, it was so bad i was about to pass out and it was scaring the people around me. So, my girlfriend rushes me to the hospital and they give me a morphine drip for my pain and order a couple scans. A CT scan and an ultrasound of my stomach. Also a urine sample. I waited and waited. I first got there at 1pm and didn't get any real results until about 5 30pm. The doctor came in and told me i had gall stones and that the only treatment really is to either go on a bland diet or have surgery at a later time to get my gall bladder removed. So, he prescribed me some vicodin ib profen and i was out of there by 6 30pm with a generic pain reliever prescription and a print out from google of what a bland diet is. I've gone on the bland diet and the pain has come back anyway, so they didn't really help other than to diagnose my issue. But that's beside the point. My real issue is this.I assumed since i was only there for a few hours and i didn't even have surgery or anything that my bill wouldn't be so bad. Maybe $2,000 3,000. And even then, that would be alot for me. A week later i receive the bill in the mail and mine and my girlfriend's jaws drop. I got 2 separate bills 1 for the scan that was $500. Okay, not too bad. The other from the hospital itself for $12,000 I'm...simply dumbfounded. And the breakdown on the sheet of all the costs just made my stomach emotions sink so low$3,000 for the use of the little room i was in for only a few hours$6,000 for the other scan$300 for the lube they put on my stomach for the scanAnd alot of other little overpriced things that added upAnd just today i got another bill for the doctors nurses totaling $700. I'm so...sad right now. I'm in my mid 20's working part time as a janitor because it's the only work i could find. I only make $800 a month and i co support my 6 year old daughter. How am i supposed to pay for this? These bills shot down any hope i had of moving up in the world. I was going to get a better job, save up for a better car. All that. And now from only one visit i'm thousands in debt. What can i do? I feel so ripped off. This has affected me to the point where from now on if anything is wrong with me, even if it's serious, i won't go to the hospital. With my mentality now, i'd rather die than go. What are my options? How will medical debt follow me? The more i google the more freaked out i get about all this. Can they take away my car and garnish my checks if i can't pay? I'm just...in shock. I'm hoping someone on here can help me out to calm me and my family down a little.Info about me I make $800 a monthi rentI don't have any assets other than my car and even then, my bill is worth 5 times more than my carI live in washington stateI don't have insurance and social services actually said i make too much. Too much? Ha I'm poorAny help, any links to any programs or phone numbers or anything would mean the world to me
Paying bailliffs? 3 year debt?
I'm 24 and i owe some money, started out at 1500 but with all the bailiff charges is now about 3500 small to the national average i know split between 3 different card companies from about 3 years ago. i had no means of paying them and basically ran out of options i'm off their grid, letters from bailiffs are occassionally sent to a very old address of mine, no visits and quite frankly i think they've got bigger fish to fry.i now have one bank account which i was always excellent with and still ami have no intention of getting a mortgage and dont need credit for anything. my car, bike, flat lease and bills are in my girlfriends name she has no idea i have this debt and am now more or less on my feet and am saving about 1000 1500 a monthi say i dont need credit for anything but i may in the future and am quite sure my credit score will have the lowest rating possible.So what do i do? do i wait till i have the 3500 comfortably i only just have it now and am not about to clean myself out and then pay it by postal order? will there be any comeback? then do i just slowly build up my credit score with small things like a 100 overdraft application and mobile contract etc over the next 10 years. will it ever be a solid score?one thing i dont want to do is alert my girlfriend to the predicament it was from before we were together and she'd just worry . i just want to pay it and let that be the end of it...... can this be done?
Would someone who's knowledgeable about bankruptcy and debts please read this? Thank you!?
I have about $7000 in credit card debt from being unemployed. I can't find a teaching job and am now having to find something at the mall or in a restaurant. Is it worth filing bankruptcy on $7000? I've just brought my car loan current, and then missed my last payment. I'm going to lose my car, too. That's another $9,000. If they repossess my car makes me sick having to ask this , I'll be responsible for the difference when they sell it at a car auction. I'm unable to afford an attorney. Also, and please don't view me too poorly for this, I filed bankruptcy in 1998 and just had it come off my record within the last two years. But that would still have to be mentioned in my new filing, correct?I'm turning 40 soon and have no one to help. I worked so darn hard to get my graduate degree in teaching, only to have ended up in a very unpleasant situation at work that I inherited from ongoing politics at that school. I submitted my resignation, fell into a very sad state for a few months, exhausted my meager retirement accounts, and now I've gone from someone who rebuilt her life and had established great credit, to ruin. I don't own my home or anything else. I'm praying there's a kind and knowledgeable person reading this who can offer me some advice. Thank you so much. I'm very grateful.What the first commenter wrote was very difficult to read, but she is absolutely correct in every way. It's really difficult to say how exactly I've ended up like this, because there are some underlying issues that I haven't quite figured out yet. But I feel sick to my stomach reading and re reading what she wrote, because of honest and true her words are. I'm not offended, just deeply embarrassed and ashamed. Thank you.Thank you for the kind feedback. I'm in California if that helps. This week I interviewed for a teaching position I'm a special education teacher , but they gave it to someone else. I have over 50 applications out there for teaching positions. Most would require a car, since buses don't leave earlier enough for me to make connections and get to these schools on time. I'm so disappointed in myself for having left my job last December. It was just so unbearable that it was taking a toll on my health. When I filed bankruptcy in 1998, I represented myself. The judge complimented me on how well I handled my case. I just never thought I'd be back in this situation again. But I'm not a done deal. I know I can recover and put this behind me. It's just going to take me some time. Thank you.
What is monthly consumer debt?
Not quit sure what that is. Are past due credit card bills in collections considered a part of that, Thanks.
Should I pay mortgage to rid PMI or credit card debt?
This is for US answerers only okay?I have a new 10 % down mortgage and pay $165 mo in PMI private mortgage insurance . I have $10000 debt on a credit card at about 7.5 % interest. We use this card for every day purchases and usually pay it off each month, but had to assume some debt to stay liquid for the purchase of this home.Should my priority be to pay down mortgage asap to build up equity or pay down credit card debt? I enough on hand to pay off credit card completely. But not enough to reach 20 % equity. would need another 19K, an amount we could reach in a year or so with extra payments Should we stop using the card for everyday purchases? or keep using card and diverting that cash to pay down mortgage?Thanks in advance
Debts,creditors,collector issues?
is it true that after 7 years that if you have debts collectors of credit cards and bad debt,is it true that after 7 yrs they have to drop your debts,not sure if i really worded this right or how does this work,i was told after 7 yrs they do something about your debts,please explain if u know what i am trying to say
Can My Bank Force Me To Pay Another Debt Besides My Loan?
I owe $10,000 to my bank for my car loan. I have just received payment on a big project I did a couple of months ago and am now able to pay the full amount. I am currently on a collections with the same bank for a a credit card though and the bank has told me they will not release the title to me unless I make full payments on the loan AND the credit card. Is this even legal or should I seek an attorney?
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