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I responded to a summons for credit card debt. I responded with certified mail.Now what?
I recieved a summons stating the 20 day response window. I followed guidlines suggested and responded requesting proof of all claims against me. The summons is from a 3rd. party agent law office . I have not gotten anything else and it has been 2 months. Can anyone offer advise?

30k income, no debt, can I qualify to buy a house?
My husband and I have a short annual income. However we do have 2k savings on the side, and are expecting a baby on the way . We are wondering if we would qualify to buy a house of 120k or much less We are looking for a single home detached 3bd 2bth. For closing costs, and down payment we are planning on using the 8000 tax rebate that president obama is giving out to first time home buyers, the way we are doing it is through CHFA, a lending dept in the state of CO. Any positive advice, feedback, or how we are standing?

Going to be in debt about $45,000 when I graduate college this December... any advice?
I'll be getting my bachelor's in psychology... I have about $3000 in the bank right now, and my dad's always on me about saving money and living conservatively to pay my debt, and is always on me about my money... which before made me angry but I guess he's right. I have a part time job now and I think I'm gonna put most of my money in the bank and but spending dramatically from what I've done before.Question though, when I graduate if I find a job that pays between 25,000 30,000 a year to start and keep my part time job on the weekends cashiering, make a little over $8 an hour and live " conservatively" would it be enough for me to move out? I'm 23 and really want to be on my own and right now live with my parents... and my dad constantly looks at my bank account and what I spend. I just want a little freedom... but then again mabye he is right.I meant put money in the bank and NOT spend dramatically like before

What happens to people's debt when they die?
Does it get put on their other family members?

Im 18 and in debt should i file bankruptcy?
2 hospital visits from anxiety panic attacks, i took the ambulence the first time.i am managing that better now but i make 400 a month and i owe like 3k and on top of that im helping my dad pay a 2.5k loan

Consolidating credit card payments? Using a "debt settlement" company?
I'm back in hope of getting some answers for my friend and her family. She is considering filing for bankruptcy, but we were discussing those companies that help you consolidate your credit card debt.How do those " debt settlement" companies work? What is a name of a good one? Is there another way to consolidate your credit card debt? Don't those companies let you pay less than you owe?Sorry for the million questions I know nothing about this topic. Thanks

How long can a credit card debt last before you dont have to pay?


I am being sued with no proof of debt?
I am being sued by someone used to be friend for a lil over a grand. We had an agreement " verbal" when I lost my job I could live there for free until I got a job. I was going to mover home but she talked me out of it. I finally got a job and our agreement was i would start paying rent and some of the bills and a lil extra every month. What I could afford to give. Well since all of that I had to move out because I was pregnant and had a baby. And once again we agreed that when I could pay some money I would could send some. Well times have been very hard and I haven't been able to send any money, because I really just don't have any to give. I was only contacted once since then and asked about money and I didn't have any then. Just enough for bills and my 10month old. Now she is suing me? Is there a case with no lease or renters agreement? I need advice please help

Paying a debt to the MIB (motor insurance bureau UK)?
with most debt the rules of statutory bar will come into effect after 6 years of no contact by the debtor, is this the same principle for a debt owed to the MIB or is it exempt due to the nature of the organisation?

If i use a third party debt consolidation to help me pay my credit card bills will that affect my credit score?


Should I sell stocks to pay off credit card debt?
I have about 10K in credit card debt. I was planning to sell a rental house this summer and pay it off, but the house deal fell through. I have about 20K in stocks AND I have to refinance my house in August. Should I sell some of my stock to pay off my credit card debt? The interest on the cc debt varies from 0 % on one to 18 % on another card.

Is Portfolio Recovery Associates a legit debt collecting company?
i keep getting calls from them like everyday but i dont answer. i did owe my financial aid $400 this last semester but i paid it back and ihave the recipt that i paid it back in full. thats the only thing i can think of. im 19 i dont have any credit cards no car nothing.

Got served with capital one credit card debt lawsuit but i changed my name?
I was not home but my brother got served with my lawsuit for a 2,500 capital one bank credit card debt. But i changed my name so the papers served have my old name.I have not updated my social security card with the new name, should i do that then file for bankruptcy?I have my drivers license with my new name but my s.s. card has my old name can i still file for bankruptcy like that?

Anyone know of good finance company to do debt consolidation?
I have been at my job over 5 yrs and i have app 20000 25000 in equity in my home, but my credit score is probably around 450 from where my husband was unemployed for few months now he is a sub contract tuck driver need to be able to breathe little easier scraping everything together not to be late anymore

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