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Question: Do you think your credit can be so bad that debt collects don't want to buy your bad debt anymore?

(Posted by: Boogeyman! on 2009-12-30 21:22:02)

LOL......

Posted by: Dan B on 2009-12-30, 21:27:58

Nope. Credit score has no impact on their attempt to collect. If there's a chance of tricking you into paying the debt or getting you into court to agree to paying the debt or not telling you that you don't have to pay because it is time barred from a court judgment or any other tactic, then they will continue to try.

Posted by: CatDad on 2009-12-30, 22:44:59

Actually....this can be a factor is whether or not collectors attempt to collector on a debt. If someone's credit score is atrocious...like below 400...then this may dissuade collectors from trying to collect. They often use computer models that predict the likelihood of payment. ...Still, you can never predict how they will respond to default...they may try to collector regardless of how bad your credit rating its.

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