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Desperate: needs help with debt managment?
my husband and i are young and have been married close to ayear. hes in he army and i went to law school for a bachelors. ive been noticing that were not exactly making ends meet.... and i dont know what to do. we were ok untill he went out and got a car that is in the end costing us more to fix and in insure than it did to even buy it. and he had to have the new iphone so were stuck in some stupid contract. were stationed in germany to so the exchange rate is killing us. hes got debt up to his eye balls and i have student loans kicking in in aug. theres no jobs on base, and the one place i can work in the military defense office wont give me a job unless i volunteer for months first to 'show my dedication'. basically, we pay 300$ a month on two loans of his, 50$ on a credit card late fees are mounting up the min payment is now 300$ a mo. and we cant afford that 180$ in car insurance, 100$ on his phone, 50 euro for internet and call service to back home, about 50$ a month on another credit card of his that has like 600$ in debt, theres another credit card he says he lost a long time ago and had like 1000$ that we dont even pay on yet. and we have the life expenses as usual. his debt was all there before we even met, the only debt i have left is a 13000$ loan from school and we have NO savings cause he blew it on the car. what can we do? were fighting so much, i tried to talk to him about it because i feel with his iphone which he says he cant get out of the contract cause than we pay the termination fee and 500 euro for the phone and the money hole car. its stressing me so bad and its taking a toll on our marriage where can i turn for help?also, i need something, if involving mailing, that i can do from an APO adress
Free debt managment and colsolidation companies?
i would like a free service hopefully in my state to help manange debt. i would really like a some one to help be structure a repayment plan. i don't have credit card but i have student loans, car payment and normal bills. any suggestions will be very helpful. i live in south carolina. i really need them to be FREE.Or free budgeting or personal advisor help
Which debt managment companies are the best?
I've decided to go with debt management rather than filing for bankruptcy but there are hundreds out there. Can anyone recommend a company with no low fees?
Bankruptcy help? i am currently on a debt managment plan as the IVA I applied for failed because a large part?
of the debt was student loan. I owe 24,000 and am wondering whether to go bankrupt. I currently live with parents and am wondering if I do, will their house be at risk? I have no assets except a car which I do not want to lose. If I put the car in my partner's name could I avoid this? I just don't want people coming round my parents house Help
What debt managment/consolidation companies offer help for payday/ check advance debt?
I also have older existing credit issues that are currently in charge off, and I want to take care of those as well as the pay day debt I've incurred. Any information provided will be most appreciated.
Need a bank account but i am in a lot of debt and with a debt managment company!!!?
Hi,i am in a lot of debt and i have had to go with a debt managment company but because i have a loan and overdraft with my current bank which is going to be payed off by the debt managment company, i now have to get a new bank account but can't seem to get one because of my credit scoring.Can anyone help all i want the bank account for is just to pay my wage into and to pay the debt management company thanks jenny
Will being with a debt managment program affect my credit file in the future?
the thing is im 4000 in debt with 11 different loans e.g store cards, provident, credit cards...i need help i just want one monthly payment to pay and one lump sum..im in such a mess..ive tried applying for loans and even paid a 49 fee on one cause they said i can have a loan, but then they sent me a letter saying i need a guarantor im so upset,,i no its my fault, but please help me??? thank you for reading this xxx
Dose anyone know of any good debt managment companys??? or been with byrom & keeley???
What happens to credit rating if you go on a debt managment plan?
I have debts of 10000 just on credit cards, i have no mortgage, just privately rent. My wages have just halved in size and am unsure if i can pay the 260 minimum payments on the cards. What would happen to my credit rating if i went on a debt managment plan? I would like to get a mortgage eventually one day so if i can help it i would like to keep my rating ok.Any advice?
How could a debt managment company get my mobile number?
Its private? And I had sorted the debt with another agency? I am perplexted
I have tured all of my bad credit over to a debt managment firm will this help or hurt my credit score?
I have a high debt to income ration, on debt managment and I have a repo from 03. Can I get a car loan?
Whats the difference between a "Debt collectors agency" and a "Debt Managment company"?
...or are they the same? I got a missed call from a debt management company this morning and im really really scared. are they gonna demnd I pay right now? I owe 500 but i lost my job a few weeks back and i am pennyless...please please help xoxo
What is a could Debt Managment company to help me get my debt paid off and help me get my Finacial's in Contrl
I am not the best Money Manager at all, but I want to get alot better. I am looking for advise on a good Debt Managment company. I need help, my credit score is killing me. I make $100k a year yet cannot buy a $10k car.
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