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Getting Out Of Debt Homepage
Reliable How To Get Out Of Debt Information
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If I marry my boyfriend will my debt affect his credit?
I was married for 10 yrs and I was wondering if I have repossessed truck on my credit will that affect my boyfriends credit if we were to get married? Can the collection company go after him to pay for it?
How do you calculate legal debt margin?
The total estimated valuation is 400,000,000.Maximum general obligation debt, limited to 10 % of valuation 40,000,000How do I calculated outstanding bonds chargeable to limit?Amount reserved for long term debt?
What is your opinion on freedom debt solution?
im deciding on trying it...should I?
I have $20,000 in credit card debt. Everyone always says pay the credit card with the highest rate down first.?
Now my credit cards with the highest rate have balances significantly lower than another card. I have about $500 at 13.99 % while I have about $7000 at 3.99 %. So the later accrues more interest per month. Should I just get the lower balance out of the way or attack the one that accrues more interest?
Can you be arrested for debt?
if you owe money to debtors can you be arrested
Why do banks want me to use credit rather than debt?
Recently I have seen some offers for banks giving rewards to people who pay with credit rather than debt. Chase rewards is a perfect example with their new " Rewards program." You sign up, and get points for every dollar you spend using the credit option rather than the debt. What is in it for the banks? Why are they rewarding people for just using a different method of payment?You can go overdraft regardless if you use credit or debt. I have no overdraft protection, meaning if I don't have money, the purchase will not go through. There is no interest on purchases using the credit option as a payment...
How much is America's debt now?
How much does America have to pay in order to no longer be in debt?
How can the companies on commercials lower your debt? where does the $$ come from?
commercials advertise how they can " cut debt in half" or pay some for you, but wheres the cash coming from to pay for it? does it come from responsible taxpayers pockets? or is there forgiveness and credit companies just let it go?
Is debt consolidation okay?
I have about $3400 in debt I need to get paid off and I have decided to go to CareOne Credit to help me with this . About 2 of my accounts are charged off, and are currently in third party debt collectors. CareOne credit had said they send out proposals and they do deal with collections agencys as well so i should be just ok with this. One of my debt collectors are dealing with Creditors Finacial group and they are extremely RUDE and just want to make me pay the full amount and threatening to sue me over $700...what should I do? Ever since I made a payment of $50 thats all they say they could take but must take the $227 instead...this is very frustrating. I said I could pay the $50 a month but thats all I could pay. I never heard of a debt collector not willing to take any kind of payments whatsoever. What should I do with this?
How long is the statue of limitations in Colorado for credit card debt?
I have around $12,000 in credit card debit on 2 different cards $6,000 on each card . The last payment I made was about 3 years ago. I live in Colorado and the debt was acquired here in Colorado. I am seeing two different sets of information on the statue of limitations on this debt. I see 3 years and 6 years. Which is correct? Also I sent a letter to the creditor saying I would settle the debt for around $1,500. They never accepted or sent any written communication back. Did this restart the statue of limitations? Thank you for your help
Fishy sounding Payday loan debt?
I had a online payday loan I took out in 04'. I made 3 or 4 payments b4 I lost my job and forgot all about it. Well, the company quickpayday loans went out of business and another company bought the account. I had that other company call me after over 6 yrs since I took out the loan. I had every intention of paying it but the 2 different reps at the company gave me 2 different info's as to acct , the name of the company they were with, 2 different amounts I supposidly owe, and the phone number comes up a man out of Atlanta GA. With Credit Card fraud and identity theft, I couldnt trust the misleading ifo they were providing. When I asked the one rep this morning for quickpayday loans' contact info, prior to knowing they were no longer in business, she said they were no longer in business, her company bought out the business, and I was not wanting to pay it. I told her that if I didnt want to pay it, I wouldnt have made 3 or 4 payments before loosing me job, of whom I used my work email as contact info, I wouldnt have made 7 8 calls to them in the last 4 days to try to rectify this, that the only reason I am not giving my creditcard info over the phone is being they sound suspicious, identity theft, and I wanted written proof showing I owe this so I have it for my records to pay it. She started threatening me saying they will take me to court, and I was trying to get away with no paying them. I told her ma'm take me to court and I hope you have recorded every conversation I have had with your company and I will inform the judge that you all have diff stories, different info. That I have no problem paying a debt I owe but I want proof and you all have not called me, my has been the same for 10yrs, mailed me any proof, and you come out of the woodworks and just expect me to give you creditcard info? Fine take me to court. She made it seem like they're gonna throw me in jail I figure they cant take what I dont have so....I can only let them take me to court, and pay what I can If the judge tells me to....can you tell me what you think or what ?????
Trying to get out of debt, when is the best time to sell our scrap gold and silver?
My husband and I are trying to get out of debt, paying off credit cards, student loans, etc. We have made quite a dent in the past two years considering we have a six year old, four year old, and one year old. We have a decent amount of scrap gold and silver we would like to sell to pay off debt or invest in my husbands business he needs cash for a buying trip as we sell items online . We have a friend that does this and will give us a fair price for it. Do we hold onto it and hope that the prices continue to climb, or go ahead and sell it and pay towards our debt or invest in the business now? When do you think it will reach it's peak price?
A good way to keep track of my debt?
im having a bit of trouble keeping on top of my credit cards and loans, does anyone have a good spreadsheet available that could keep track of my balances and do interest calculations etc? im not interested in anything that is going to cost me any more money
Can you have a bankruptcy removed if you go back and pay all your past debts that were initially discharged?
I know it would fall off in 7 10 years but I am wondering if my financial situation improves and I am able to pay all past debts and fees if there is a way to remove that credit mark sooner?
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