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Question: Got served with capital one credit card debt lawsuit but i changed my name?

(Posted by: Eric on 2009-07-02 11:43:14)

I was not home but my brother got served with my lawsuit for a 2, 500 capital one bank credit card debt. But i changed my name so the papers served have my old name. I have not updated my social security card with the new name, should i do that then file for bankruptcy? I have my drivers license with my new name but my s.s. card has my old name can i still file for bankruptcy like that?

Posted by: Help Is Here! on 2009-07-02, 11:52:01

Why would you file bankruptcy over a $2500 debt? Most likely, the bankruptcy court wouldn't allow it, and to top it off, the bankruptcy attorney is going to charge you over $1000 just to take your case. Cheaper to just pay Capital One.

Posted by: pertgrl21 on 2009-07-02, 11:53:28

It really doesn't matter if you change your name or not, you would still be accountable for the debt. As far as bankruptcy, please se that as a last result. if you own a house or any cars or any other property that me of value, you have the chance in loosing it. i don't think 2,500 is a big enough debt to file bankruptcy. people who file bankruptcy usually are about $20,00 in debt. I know it may seem like the simple way out but bankruptcy stays on your credit report for a very long time not to mention that you have to meet standards and qualify as someone needing to file bankruptcy.

Posted by: Doctor Deth on 2009-07-02, 12:16:42

Changing your name does not make your debts disappear

Posted by: sassy2 on 2009-07-02, 12:26:59

Does not matter. The Social Security Number does not change. Too late to file for bankruptcy because capital one will get a judicial judgment against you before your bankruptcy is in effect.